- Mandatory saving upon being a member.
- Micro-financial services to target group.
- Complete micro-financial service package to members / customers.
- Financial discipline essential for better micro-financial services.
- Priority to women, dalits, indigenous and minority people.
- Group guarantee for comparatively smaller loan and collateral guarantee for bigger loan.
- Periodic but regular installment (principal + interest) repayment.
- Transparent, prompt and efficient service delivery.
- Door-to-door service.
- Based on productive and efficient staffs.
- Provision of loan service along with other relevant services.
